Medicare Supplement Plan G: A similar plan to Plan F

Medicare Supplement Plan G: A similar plan to Plan F

If you see twin sisters walking together and you only look at one of them, can you say that any of them is more mature than the other? She only behaves better a little bit; she seems to have more charisma and more confidence. You then meet them and you see that one who was behaving in a slightly better way seemed a little more careful than their sister.  Be proactive and enroll at for a 2020 medicare supplement plan.

Learn about the Medicare F supplementary plan and the Medicare Supplemental Plan G. Plan F is the clear winner at first glance. Both provide excellent coverage of the gaps in regular Medicare coverage. As a matter of fact, Plan F covers all deductibles, co insurance, co payments and deductible surcharges in Medicare, so you do not have to pay out-of-pocket for this plan. Plan G works in an almost identical way (i.e. the dual analogy), but it does not cover the Medicare Part B deductible, which is the outpatient benefit (medical checks, etc.).

Why choose Plan G instead of Plan F? The reason is simple: it costs less. In many cases, it is possible to save enough during the year to cover the deductible of Part B (US $162 in 2011) and still increase by US $100 per year.

In general, the following benefits are provided by the Medicare Supplemental Plan G:

  • Co insurance/Medicare Part B benefits
  • Deductible for Medicare Part A, or $ 1,340 for each benefit period in 2018. The concession period generally begins the day you enter a nursing home or hospital and ends when you have not received hospital care in a nursing home for 60 days consecutively.
  • Co insurance from the Medicare Part (20% not paid for Medicare Part A) for hospital expenses
  • Up to 365 days of additional hospitalization have been exhausted after the Medicare Part A benefit
  • Up to three (3) pints of blood.
  • Co insurance of care centers (20% is not paid by Medicare Part A)
  • Co pays or co insurance that Medicare Part A has not paid.

Even as we get older, the price difference tends to be a bit more obvious. Finally, you could see an annual savings of $ 200 or more for a G Plan (after completing the Part B deductible).  Therefore, you may not have the Medicare supplement best equipped with Plan G, but in most cases you get the best value from Plan G (a combination of premiums and benefits).  If you are on the smaller route while examining the workability of Plan G, you may be surprised to see that you are more likely to make progress with Plan G. You may discover that even after making payment for the deductible of part B, you may end up saving $ 100 or more with the G Plan. This does not seem to be too much for most people, but every hundred dollars counts when you retire and with a fixed income.  When next you compare insurance plans for the Medicare supplement, ensure you do not leave the G plan out of your research, as they just do not look as good as the F plan.